GBD Insurance is a Bali-based brokerage dedicated to serving the expatriate community.
We know that living abroad brings both opportunity and uncertainty.
Our role is to reduce that uncertainty.
We take time to understand:
* Your family’s healthcare expectations
* Your property ownership structure
* Your rental or business exposure
* Your long-term plans in Indonesia
Only then do we recommend carefully selected solutions from reputable insurers.
We believe protection should feel clear, calm, and reliable.
A Personal Approach to Insurance
Our Philosophy
Insurance should feel reassuring — not complicated. We provide:
Transparent advice
Carefully selected insurers
Clear policy explanations
Ongoing claims assistance
Professional. Personal. Reliable.
Founder's Message
A Personal Note
When I first began working in insurance, I realised something important:
Most people do not buy insurance because they want a policy.
They buy it because they want peace of mind.
Living in Bali — especially as an expatriate, investor, or business owner — brings opportunity, beauty, and independence. But it also brings unfamiliar systems, legal structures, and risks that are not always obvious.
Over the years, I have worked closely with families protecting their health, villa owners safeguarding their investments, and business operators securing what they have built. What I have learned is this:
People do not need complexity.
They need clarity.
They need someone who listens.
They need someone who explains things calmly and honestly.
That is the foundation of GBD Insurance.
I personally believe insurance should feel reassuring, not intimidating. Structured, not rushed. Transparent, not confusing.
My commitment is simple:
To guide you with care, professionalism, and integrity — so you can feel confident about the life you are building in Bali.
Warm regards,
Virgin P. Purbodiningrat
Founder, GBD Insurance
